AI Native Software Engineer- Payment Industry

Who We Are

NEXT Ventures is where ambition takes shape and momentum becomes movement. As a global platform revolutionising access to performance-based capital, we empower the world's most driven individuals to rise. Through our flagship brand, FundedNext, we empower dreamers to become doers, and potential to turn into performance. With 500+ driven minds across five countries, we power a global rhythm — 220,000+ daily users from 170+ nations, each chasing greatness in their own way.

Your Role in Our Mission

As an AI Native Software Engineer you will own the backbone of FundedNext’s payment infrastructure — integrating PSPs, automating payouts, and ensuring settlement accuracy across card, bank, and crypto flows. You’ll sit at the intersection of engineering, finance, and operations: building reliable payment services, optimizing conversion, and safeguarding data integrity. This is a high-accountability role for someone who thrives on building resilient financial systems where every transaction must be processed exactly once.

How You'll Make an Impact

SP Integration & Payment

• Processing Implement and maintain integrations with Payment Service Providers (PSPs) — card processors, bank transfer providers, and crypto payment gateways (Payprocc, Confirmo, BinancePay, PayPal) — handling API integration, webhook processing, error handling, retry logic, and idempotency to ensure every transaction is processed exactly once.

• Build and extend the intelligent PSP routing engine under guidance from the Engineering Lead — implementing routing rules, fallback logic, and regional preference configurations that optimize for transaction success rate, cost, and speed.

• Implement payment conversion improvements — tokenization for one-click repurchase, checkout flow optimizations, and reducing payment-done-but-account-not-activated delays that generate support tickets.

• Develop and maintain local payment method integrations by country — researching provider APIs, implementing country-specific payment flows, and testing across currencies to expand FundedNext's geographic payment coverage.

• Monitor payment health metrics and resolve integration issues — tracking PSP success rates, latency, error patterns, and proactively fixing degraded integrations before they impact customer experience.

Payout Processing & Automation

• Develop the payout address and method change workflows — building secure, auditable processes for traders to update their payout details with proper verification and fraud prevention controls.

• Build payout status tracking and notification systems — giving traders real-time visibility into where their payout is in the processing pipeline, reducing payout-related support tickets by 30%.

• Implement staged payout journey improvements — clear card payout flows, faster bank transfer processing with real-time status updates, and crypto payout enhancements.

Settlement, Reconciliation & Data Integrity

• Build and maintain automated reconciliation jobs that match transactions across PSPs, internal ledgers, and the ERP system — handling transaction matching, discrepancy detection, and flagging exceptions for manual review.

• Implement settlement data pipelines — aggregating transaction data from multiple PSPs into a unified format for financial reporting, ensuring data arrives accurately and on time for quarter-end closing and audit requirements.

• Write and maintain financial ledger operations — ensuring ACID-compliant transaction recording, double-entry bookkeeping integrity, and complete audit trails for every payment and payout event.

• Develop refund processing workflows — centralized refund handling across PSPs, partial refund logic, refund-to-original-method routing, and reconciliation of refunded transactions.

• Build and maintain reporting dashboards and internal tools for the payment operations team — transaction search, payout queue management, reconciliation status views, and PSP performance metrics.

Cross-Product Support & Reliability

• Implement payment-related reliability features — circuit breakers for PSP connections, graceful degradation when a provider is down, health check endpoints, and automated alerting for payment processing anomalies.

• Contribute to crypto payment infrastructure — integrating with blockchain networks for crypto payouts and payments, managing transaction confirmation tracking, and handling the unique reconciliation challenges of on-chain transactions.

• Write and maintain tests for payment-critical code paths — unit tests for financial calculations, integration tests for PSP APIs, and end-to-end tests for complete payment and payout flows to prevent regressions in money-handling logic.

Your Journey After Applying

• 30-minute HR Session with the Talent Acquisition team

• Take Home Technical Assessment

• 60-minute Session with the Direct Supervisor

• 60-minute Session with Chief Strategy Officer

Why Join NEXT

At NEXT Ventures, performance is more than numbers — it's the pulse that drives innovation and impact. Join us to architect a world-class performance and rewards ecosystem that shapes how success is recognised across continents. Be part of the team that turns ambition into achievement and potential into performance.

Your next chapter in global leadership begins here.